<?xml version="1.0"?><rss version="2.0"><channel><title>Billings Montana Real Estate News &amp; Listings Presented By Howard Sumner Real Estate</title><link>http://www.realestatemontana.com</link><description></description><lastBuildDate>Thu, 11 Mar 2010 17:29:29 GMT</lastBuildDate><item><title>New Price - Brand New Home!</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">Brand New Home - Great Price!</p>
<p style="text-align: center;">1786 Heritage Walk</p>
<p style="text-align: center;">Located near the biking/walking path in the Billings Heights area</p>
<p style="text-align: center;">$189,900</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/1786heritage13.jpg" alt="" width="400" height="300" /></p>
<p style="text-align: center;">2 bedrooms, 3 baths, large open living room area, family room, plus room to expand, oversized 2 car garage, deck, and room to expand!</p>
<p style="text-align: center;">Don't forget the tax credits available when you purchase a home, call for details!</p>]]></description><link>http://www.realestatemontana.com/Blog/New-Price-Brand-New-Home</link><guid>http://www.realestatemontana.com/Blog/New-Price-Brand-New-Home</guid><pubDate>Thu, 11 Mar 2010 09:34:00 GMT</pubDate></item><item><title>Price adjustment!</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">New price on this great home!&nbsp; Call to see it today!</p>
<p style="text-align: center;">739 Lewis Avenue</p>
<p style="text-align: center;">Now...$154,900</p>
<p style="text-align: center;">3 bedrooms, 1 bath, garage, large fenced yard, remodeled home, new oak kitchen, hardwood flooring, bright &amp; sunny living spaces, lots of storage too!</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/739lewis16.jpg" alt="" width="400" height="345" /></p>]]></description><link>http://www.realestatemontana.com/Blog/Price-adjustment</link><guid>http://www.realestatemontana.com/Blog/Price-adjustment</guid><pubDate>Mon, 08 Mar 2010 09:44:00 GMT</pubDate></item><item><title>market absorption</title><description><![CDATA[<p><strong>Thought it might be of interest to look at the market as see if we had left a &ldquo;buyers&rdquo; market behind. For definition of a buyers market I will use the National Association Realtors definition as to an inventory of homes that would take longer than 180 days for the market to absorb. Now one point I will acknowledge is that market absorption is always longer as we come out of winter and I think 89 continuous days of snow on the ground qualifies as winter.</strong></p>
<p><strong>I have generated two graphs to show the market and condition. First is the inventory graph as of this morning 3/8/2010 the first bar is inventory of single family homes, the positive the inventory is about 3% lower than last year at this time, the second bar, pending sales, &nbsp;we have about 25% more pending sales than last year at this time, closed transaction using the same time frames for absorption 192 days back from today a year ago we have 9.1% fewer closed transactions. The fourth bar is the number of homes that went off market either expired or withdrawn in the absorption time of 192 days at 542 which is greater than existing inventory level is not a positive indicator. What this also indicates it will take a total of about 1023 homes to have been on the market to generate 486 sales or a sales rate of only 47.5% not a great number. The fifth bar is the length of time it will take to find 486 buyers that will actually close a transaction at 192 days that is over the &nbsp;definition of a buyers market since it exceeds a 180 days. The fifth bar is the time it took to receive a contract on those that closed and it is only 50 days this tells us that if a home is priced properly it will sell and sell in a very reasonable time.</strong></p>
<p><strong><img src="http://www.realestatemontana.com/agent_files/invetoryabsorb.jpg" alt="" width="550" height="573" /></strong></p>
<p><strong>This second graph shows the price point corresponding to each of the above categories first is the most obvious that the higher you go into the market place the less likely it is a home is going to sell, (the off market) when you look at the both the pending and closed price points it jut confirms the information of the majority of higher priced inventory not selling. Looking at the active inventory price point also indicates that although the mix of inventory is trending towards lower price and there is most probably inventory that will not be selling</strong>.</p>
<p><img src="http://www.realestatemontana.com/agent_files/absorbprice.jpg" alt="" width="538" height="576" /></p>
<p><strong>&nbsp;</strong></p>
<p><strong>&nbsp;</strong></p>
<p><strong>&nbsp;</strong></p>
<p><strong>&nbsp;</strong></p>]]></description><link>http://www.realestatemontana.com/Blog/market-absorption</link><guid>http://www.realestatemontana.com/Blog/market-absorption</guid><pubDate>Mon, 08 Mar 2010 01:00:00 GMT</pubDate></item><item><title>Open House, Sunday, March 7, 2010</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">Open House, Sunday March 7, 2010</p>
<p style="text-align: center;">12:00 Noon to 2:00 p.m.</p>
<p style="text-align: center;">1668 Inverness Drive</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/1668_Inverness_front.jpg" alt="" width="400" height="282" /></p>
<p style="text-align: center;">Make the smart choice with this nearly-new home and maintenance free living! 3 bedrooms, 2 1/2 baths, garage, fenced yard and so much more!&nbsp; $151,900</p>
<p style="text-align: center;">Ask about the tax credits available when you purchase this home</p>]]></description><link>http://www.realestatemontana.com/Blog/Open-House-Sunday-March-7-2010</link><guid>http://www.realestatemontana.com/Blog/Open-House-Sunday-March-7-2010</guid><pubDate>Fri, 05 Mar 2010 11:14:00 GMT</pubDate></item><item><title>Why Wish &amp; Wait</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/1124-Competition-Avenue-Billings-Montana/i/213740/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Step inside this comfortable and affordable home - it has more to offer than most!</p>
<p>Light &amp; open living room area welcomes you into this great home, carpeted flooring.&nbsp; Country style oak kitchen with plenty of cupboards &amp; work space overlooks the rear yard.&nbsp; Appliances remaining with the property include the oven/range, dishwasher and refrigerator.&nbsp; Dining area off the kitchen with patio door to the rear yard, vinyl flooring in the dining area and kitchen. 1/2 bath on the main level.</p>
<p>Upper level includes 3 bedrooms, all with carpeted flooring, bathroom and laundry area.&nbsp; Lower daylight level includes family room space, bedroom and another full bath.</p>
<p>2 car attached garage, low maintenance vinyl siding on the home, fenced yard and a convenient location too!</p>
<p>Call to view this spacious home, your family will love it!</p>
<p>&nbsp;</p>]]></description><link>http://www.realestatemontana.com/property/1124-Competition-Avenue-Billings-Montana</link><guid>http://www.realestatemontana.com/property/1124-Competition-Avenue-Billings-Montana</guid><pubDate>Thu, 04 Mar 2010 19:15:11 GMT</pubDate></item><item><title>New Listing - 1124 Competition Avenue</title><description><![CDATA[<p>&nbsp;</p>
<p>You will enjoy the space &amp; affordability this home has to offer!&nbsp; Call to see this today!</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/1124competition20.jpg" alt="" width="400" height="284" /></p>
<p style="text-align: center;">4 bedrooms, 2 1/2 baths, 2 car attached garage, fenced yard and more.&nbsp; Call to see this family home today!</p>]]></description><link>http://www.realestatemontana.com/Blog/New-Listing-1124-Competition-Avenue</link><guid>http://www.realestatemontana.com/Blog/New-Listing-1124-Competition-Avenue</guid><pubDate>Thu, 04 Mar 2010 11:35:00 GMT</pubDate></item><item><title>monthly market numbers</title><description><![CDATA[<p><strong>Here is housing number through February 28<sup>th</sup> 2010 while there will be some additional closed transaction reported throughout the end of the week, not enough to radically change what follows below. You can see the impact to the tax credit and my belief is we are off to the races regarding the April 30<sup>th</sup> 2010 expiration of the credits for purchase agreement to be in place, so for the next sixty day I would expect pending sales to pace last years increases after the tax credit was passed the first time. It will interesting see what happens after the credit expires , my belief is there will a substantial market pause before it reaches equilibrium, since a lot of purchasers will have been drawn into the market place earlier instead later in the year. I have also include below a graph show the percentage to pending to active to show the relative strength of the last three year. I am glad I live in Billings!!!</strong></p>
<table style="width: 553px;" border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr height="17">
<td colspan="3" width="194" height="17" valign="bottom">
<p><strong>Market update at glance</strong></p>
</td>
<td width="66" height="17" valign="bottom">
<p><strong>2/28/2010</strong></p>
</td>
<td width="41" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>Year </strong></p>
</td>
<td colspan="3" width="187" height="17" valign="bottom">
<p><strong>Percentage Increase</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="3" width="194" height="17" valign="bottom">
<p><strong>Yellowstone</strong><strong> County</strong><strong></strong></p>
</td>
<td width="66" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="41" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>2009</strong></p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>2010</strong></p>
</td>
<td colspan="2" width="85" height="17" valign="bottom">
<p><strong>&nbsp;or -Decrease</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
</tr>
<tr height="17">
<td colspan="3" width="194" height="17" valign="bottom">
<p>Residential&nbsp; Closed Sales Units</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>159</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>155</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-3%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Residential &nbsp;Pending Sales Units</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>187</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>219</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>17%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Residential&nbsp; Active Property Units For Sale</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>851</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>817</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-4%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Average sales price Single family Home</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>$200,732</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>$203,945</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>2%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Average Square feet Single family Home</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>2324</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>2312</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-1%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Median sales price Single family Home</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>$177,850</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>$183,500</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>3%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Median Square feet Single family Home</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>2223</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>2150</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-3%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Average Days on Market Till Offer Received</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="2" width="130" height="17" valign="bottom">
<p>Single Family Home</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>81</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>64</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-21%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="2" width="130" height="17" valign="bottom">
<p>Absorption rate -</p>
</td>
<td colspan="2" width="131" height="17" valign="bottom">
<p>TIME IN DAYS</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Time it would take for all existing</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>202</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="5" width="301" height="17" valign="bottom">
<p>properties to sell with no new inventory coming</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>into the market place - residential</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
</tr>
<tr height="17">
<td colspan="5" width="301" height="17" valign="bottom">
<p><strong>SINGLE FAMILY PERMIT ISSUED FOR MONTH</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>15</strong></p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>15</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>0%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="66" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="41" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="5" width="301" height="17" valign="bottom">
<p><strong>SINGLE FAMILY PERMIT ISSUED FOR YEAR</strong></p>
</td>
<td width="65" height="17" valign="bottom">
<p><strong>17</strong></p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>25</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>47%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="5" width="301" height="17" valign="bottom">
<p>Average Number of Rentals Advertised Sundays</p>
</td>
<td width="65" height="17" valign="bottom">
<p>400</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>350</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-13%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="4" width="260" height="17" valign="bottom">
<p>Average Asking Price for a Rental Home</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>$1,024</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>$984 </strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-4%</strong></p>
</td>
</tr>
<tr height="17">
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="66" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="41" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="65" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>&nbsp;</strong></p>
</td>
</tr>
<tr height="17">
<td colspan="5" width="301" height="17" valign="bottom">
<p>Average Asking Price for a Rental Apartment</p>
</td>
<td width="65" height="17" valign="bottom">
<p>$670</p>
</td>
<td width="103" height="17" valign="bottom">
<p><strong>$655 </strong></p>
</td>
<td width="3" height="17" valign="bottom">
<p>&nbsp;</p>
</td>
<td width="81" height="17" valign="bottom">
<p><strong>-2%</strong></p>
</td>
</tr>
</tbody>
</table>
<p><img src="http://www.realestatemontana.com/agent_files/percentofpendingtoactive.jpg" alt="" width="685" height="400" /></p>]]></description><link>http://www.realestatemontana.com/Blog/monthly-market-numbers</link><guid>http://www.realestatemontana.com/Blog/monthly-market-numbers</guid><pubDate>Tue, 02 Mar 2010 01:00:00 GMT</pubDate></item><item><title>Make It Yours!</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/1668-Inverness-Drive-Billings-Montana/i/212412/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Make the smart choice with this nearly - new Capstone Townhome...ready for you to own and enjoy a mainttainance-free lifestyle!&nbsp; This functional floor plan delivers great living space!</p>
<p>Inviting covered porch and private entry.&nbsp; Bright &amp; airy living areas, lots of light!&nbsp; Chic main level living room with ceiling fan, carpeted flooring, sliding patio door.&nbsp; Mian level dining area off the kitchen. Custom kitchen with vinyl flooring features breakfast bar, electric oven/range, dishwasher.</p>
<p>3 bedrooms upstairs; expansive master bedroom with private bath.&nbsp; 1/2 bath main level; 2 baths upper level including master bedroom bath.&nbsp; Laundry area is on the upper bedroom level.</p>
<p>Unfinished basement area for future expansion/storage space, 1/4 bath on the basement level.&nbsp; 1 car attached garage and a private patio area in the fenced rear yard.&nbsp; Home Owner's Assn. fee $77 per month includes front lawn maintenance, snow removal, building &amp; liability insurance &amp; water costs.</p>]]></description><link>http://www.realestatemontana.com/property/1668-Inverness-Drive-Billings-Montana</link><guid>http://www.realestatemontana.com/property/1668-Inverness-Drive-Billings-Montana</guid><pubDate>Thu, 25 Feb 2010 23:51:19 GMT</pubDate></item><item><title>A Big Sky Country Home!</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/3804-Pheasant-Drive-Shepherd-Montana/i/212054/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Enjoy the country quiet of this home at the end of a country road.</p>
<p>Room for all the family to enjoy.&nbsp; Bright &amp; spacious living room with carpeted flooring, vaulted ceiling.&nbsp; Large open kitchen space with skylite, oak cabinets, island with breakfast bar, appliances including gas oven/range, dishwasher, refrigerator.&nbsp; Laundry room off the kitchen with storage space.</p>
<p>Family room located off the kitchen area with gas fireplace and&nbsp;patio door to deck, small fened area at the rear of the home.</p>
<p>3 bedrooms include large master bedroom suite with private bath, walk-in closet; 2 baths include master bedroom bath.</p>
<p>Storage shed and plenty of parking area for the RV all on 1.18 acre of ground.&nbsp; Call now to view this home!</p>]]></description><link>http://www.realestatemontana.com/property/3804-Pheasant-Drive-Shepherd-Montana</link><guid>http://www.realestatemontana.com/property/3804-Pheasant-Drive-Shepherd-Montana</guid><pubDate>Wed, 24 Feb 2010 19:56:08 GMT</pubDate></item><item><title>FHA Default Comaprisons</title><description><![CDATA[<p><strong>THIS CHART SHOWS FHA DEFAULTS AS A PERCENTAGE OF ORIGINATIONS IN YELLOWSTONE COUNTY COMPARED TO THE OTHER MAJOR AREAS OF THE STATE AND THE LAST COMPARISON IS THE STATE AS A WHOLE, UNITED STATES AS WHOLE AND LAS VEGAS. TO MAKE IT SIMPLE ALL THE BLUE WHICH IS THE FIRST COUNTY COLUM IS YELLOWSTONE COUNTY THE SECOND COUNTY COLUM IS THE DIFFERENT COUNTIES THROUGH OUT THE STATE</strong></p>
<p><strong>SO YOU MIGHT ASK HOW IS YELLOWSTONE FAIRING COMPARED TO THE REST OF THE STATE?</strong></p>
<p>&nbsp;</p>
<p><strong>Default Choice - Percent of Originations Currently in Default </strong></p>
<p><strong>Performance Period - 01/31/2010 <br />Loan Portfolio: Traditional FHA<br />Sorted by Compare Ratio </strong></p>
<p><em>Data shown includes all insured single family loans with a beginning amortization<br />date between February 01, 2008 and January 31, 2010 </em></p>
<table border="1" cellspacing="0" cellpadding="0" bgcolor="white">
<tbody>
<tr>
<td width="194">
<p><br />&nbsp;</p>
</td>
<td width="145">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" valign="top" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong></p>
</td>
<td colspan="4" valign="top" bgcolor="#cccc99">
<p><strong>Gallatin</strong><strong>, MT</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:</strong>&nbsp;</p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 </strong>&nbsp;</p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 </strong>&nbsp;</p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:</strong>&nbsp;</p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177</strong>&nbsp;</p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>759</strong>&nbsp;</p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60</strong>&nbsp;</p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>21</strong>&nbsp;</p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%</strong>&nbsp;</p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.77%</strong>&nbsp;</p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:</strong>&nbsp;</p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5</strong>&nbsp;</p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>3</strong>&nbsp;</p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:</strong>&nbsp;</p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65</strong>&nbsp;</p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>24</strong>&nbsp;</p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims:</strong>&nbsp;</p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>3.16%&nbsp; </strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Lewis And Clark, MT&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>896&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>20&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.23%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>22&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims</strong><strong>:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.46%&nbsp; </strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Missoula</strong><strong>, MT</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>1,050&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>28&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.67%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>1&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>29&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.76%&nbsp; </strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Ravalli</strong><strong>, MT</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>276&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>14&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>5.07%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>0&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>14&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims</strong><strong>:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>5.07%&nbsp; </strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Lake</strong><strong>, MT</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>99&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>5.05%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>1&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>6&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims</strong><strong>:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>6.06%</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Flathead, MT&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>776&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>47&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>6.06%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>3&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>50&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>6.44%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Silver Bow, MT&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>295&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>6&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.03%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>0&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>6&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims</strong><strong>:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.03%&nbsp; </strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>COUNTY</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>STATE</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong><strong></strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>Montana</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Performance Period:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 &nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Originations:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>3,177&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>10,781&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>60&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>300&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>1.89%&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>2.78%&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>5&nbsp;</strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>23&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>65&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>323&nbsp;</strong></p>
</td>
</tr>
<tr>
<td width="194" bgcolor="#cccc99">
<p><strong>% of Defaults and Claims:&nbsp;</strong></p>
</td>
<td width="145" bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="4" bgcolor="#cccc99">
<p><strong>3.00%&nbsp; </strong></p>
</td>
</tr>
<tr>
<td>
<p><strong>COUNTY</strong></p>
</td>
<td colspan="2">
<p><strong>REGION</strong></p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td valign="top" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong></p>
</td>
<td colspan="3" valign="top" bgcolor="#cccc99">
<p><strong>United States</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Performance Period:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 </strong>&nbsp;</p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 </strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Total Originations:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>3,177</strong>&nbsp;</p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>3,306,681</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td bgcolor="#cccc99">
<p><strong>60</strong>&nbsp;</p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>158,170</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td bgcolor="#cccc99">
<p><strong>1.89%</strong>&nbsp;</p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>4.78%</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Total Claims:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>5</strong>&nbsp;</p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>8,124</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>65</strong>&nbsp;</p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>166,294</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>% of Defaults and Claims</strong><strong>:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="3" bgcolor="#cccc99">
<p><strong>5.03%&nbsp; </strong></p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td>
<p><strong>COUNTY</strong></p>
</td>
<td colspan="3">
<p><strong>COUNTY</strong></p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>&nbsp;</strong></p>
</td>
<td valign="top" bgcolor="#cccc99">
<p><strong>Yellowstone</strong><strong>, MT</strong></p>
</td>
<td colspan="2" valign="top" bgcolor="#cccc99">
<p><strong>Clark</strong><strong>, NV</strong><strong>&nbsp;&nbsp;&nbsp;</strong></p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Performance Period:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 </strong>&nbsp;</p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>02/01/2008 - 01/31/2010 </strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Total Originations:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>3,177</strong>&nbsp;</p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>38,104</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Originations Currently in Default:</strong></p>
</td>
<td bgcolor="#cccc99">
<p><strong>60</strong>&nbsp;</p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>3,015</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>% of Originations Defaulting</strong><strong>:</strong></p>
</td>
<td bgcolor="#cccc99">
<p><strong>1.89%</strong>&nbsp;</p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>7.91%</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Total Claims:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>5</strong>&nbsp;</p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>165</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>Total Defaults and Claims:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>65</strong>&nbsp;</p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>3,180</strong>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td bgcolor="#cccc99">
<p><strong>% of Defaults and Claims</strong><strong>:</strong>&nbsp;</p>
</td>
<td bgcolor="#cccc99">
<p><strong>2.05%&nbsp; </strong></p>
</td>
<td colspan="2" bgcolor="#cccc99">
<p><strong>8.35%&nbsp; </strong></p>
</td>
<td>
<p>&nbsp;</p>
</td>
<td>
<p>&nbsp;</p>
</td>
</tr>
<tr>
<td width="196">
<p>&nbsp;</p>
</td>
<td width="145">
<p>&nbsp;</p>
</td>
<td width="72">
<p>&nbsp;</p>
</td>
<td width="72">
<p>&nbsp;</p>
</td>
<td width="48">
<p>&nbsp;</p>
</td>
<td width="36">
<p>&nbsp;</p>
</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>]]></description><link>http://www.realestatemontana.com/Blog/FHA-Default-Comaprisons</link><guid>http://www.realestatemontana.com/Blog/FHA-Default-Comaprisons</guid><pubDate>Wed, 24 Feb 2010 13:21:00 GMT</pubDate></item><item><title>Family Favorite!</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/2927-Saratoga-Trail-Billings-Montana/i/211460/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Exciting family home has a custom kitchen that everyone will love with plenty of work and cupboard space, there's a pantry too.&nbsp; Appliances are included: oven/range, refrigerator, dishwasher and the freezer downstairs too!&nbsp; Dining area off the kitchen with door to deck and rear yard.</p>
<p>Open welcoming living room area with carpeted flooring, 3 spacious bedrooms on the main level, including a master bedroom with private bath, 2 bedrooms on the lower daylight level.&nbsp; 2 baths main level, including the master bedroom bath, and 1 bath on the lower level.&nbsp; Large laundry room on the lower level with storage space.</p>
<p>Huge family room area on the lower level with carpeted flooring and a pellet stove to keep you warm in the winter.&nbsp; Gas forced air heating, central air conditioning for your comfort.</p>
<p>2 car detached garage all on 1/2 acre of ground with irrigation water for the yard.&nbsp; A great home for the family!&nbsp; Walking distance to elementary school, minutes from Billings, with a country atmosphere!</p>]]></description><link>http://www.realestatemontana.com/property/2927-Saratoga-Trail-Billings-Montana</link><guid>http://www.realestatemontana.com/property/2927-Saratoga-Trail-Billings-Montana</guid><pubDate>Mon, 22 Feb 2010 19:51:17 GMT</pubDate></item><item><title>Enjoy the view!</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">This home has an extraordinary bird's eye view of the Billings area!</p>
<p style="text-align: center;">76 Skyline Drive</p>
<p style="text-align: center;">$229,000</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/76sky2.jpg" alt="" width="400" height="242" /></p>
<p style="text-align: center;">Large yard, great home, 3 bedrooms, 3 baths, huge family room, deck, fenced yard, 2 car garage, squeaky clean, huge storage/work shop space and more!</p>
<p style="text-align: center;">Call today 245-6890!</p>]]></description><link>http://www.realestatemontana.com/Blog/Enjoy-the-view</link><guid>http://www.realestatemontana.com/Blog/Enjoy-the-view</guid><pubDate>Sun, 21 Feb 2010 17:27:00 GMT</pubDate></item><item><title>Birds Eye View!</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/76-Skyline-Drive-Billings-Montana/i/211260/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>There's plenty to please your family in this lovely home, squeaky clean too!&nbsp; Welcoming living room area with "pergo" style flooring, dining area off the kitchen with patio door to the deck, great country style work-in kitchen, 3 bedrooms, 2 baths on the main level, including master bedroom with private bath &amp; patio door to the deck.&nbsp; The lower level includes a huge family room area with walk-out to the rear yard and wet bar, 3rd bath, and&nbsp;super sized&nbsp;storage room/work shop space with outside entrance.</p>
<p>2 car attached garage plus RV parking area, large deck across the back of the home to take advantage of the gorgeous views of the city at your feet.</p>
<p>Private area, gas forced air heating, central air conditioning.&nbsp; Large fenced yard is 21,236 sq. ft. with landscaping &amp; mature trees</p>]]></description><link>http://www.realestatemontana.com/property/76-Skyline-Drive-Billings-Montana</link><guid>http://www.realestatemontana.com/property/76-Skyline-Drive-Billings-Montana</guid><pubDate>Sat, 20 Feb 2010 23:26:10 GMT</pubDate></item><item><title>Open House, Sunday, February 21, 2010</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">Open 1-3</p>
<p style="text-align: center;">Sunday, February 21, 2010</p>
<p style="text-align: center;">3181 Fairmeadow Drive</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/3181fair6.jpg" alt="" width="400" height="300" /></p>
<p style="text-align: center;">Enjoy the space this home has to offer with over 3,600 sq. ft., 4 bedrooms, 3 1/2 baths, 3 car garage, large fenced yard, RV parking, storage and so much more&nbsp; $275,000</p>]]></description><link>http://www.realestatemontana.com/Blog/Open-House-Sunday-February-21-2010</link><guid>http://www.realestatemontana.com/Blog/Open-House-Sunday-February-21-2010</guid><pubDate>Thu, 18 Feb 2010 10:34:00 GMT</pubDate></item><item><title>Brand new country home!</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/3623-Plains-Drive-Shepherd-Montana/i/210342/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Give your family some space!</p>
<p>Brand new home in a country neighborhood with so many amenities.&nbsp; Minutes from Billings.</p>
<p>Welcoming living room area with carpeted flooring, dining area, wonderful country kitchen with appliances included: oven/range, refrigerator, dishwasher.&nbsp; Separate laundry room. 3 bedrooms, 2 baths, including a master bedroom with private bath area.</p>
<p>3 stall attached garage, propane heating system.&nbsp;Propane heating system with 97% efficient furnace, tax credit available for the furnace. Central air conditioning.&nbsp;Taxes are not yet spread on this home.</p>
<p>Call today to take a look at this home and give your family some space!</p>]]></description><link>http://www.realestatemontana.com/property/3623-Plains-Drive-Shepherd-Montana</link><guid>http://www.realestatemontana.com/property/3623-Plains-Drive-Shepherd-Montana</guid><pubDate>Tue, 16 Feb 2010 18:07:04 GMT</pubDate></item><item><title>Get that country feeling!</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/3607-Plains-Drive-Shepherd-Montana/i/210340/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>This brand new home is looking for a family!</p>
<p>Amenities include Bright &amp; open living room area with carpeted flooring, large oak kitchen with all the appliances included: oven/range, refrigerator and dishwasher, microwave, &nbsp;laundry room off the kitchen, dining area, 3 bedrooms, 2 baths including a large master bedroom with private bath.</p>
<p>3 stall attached garage all on .40 acres of land, irrigation water for the yard area, propane heating system with 97% efficient furnace, tax credit available because of furnace type, storage, central air&nbsp;and so much more. Taxes not yet spread.</p>
<p>Centralized irrigation water for the yard at $90 per year.</p>
<p>Just minutes from Billings.&nbsp; Give your family a little elbow room!</p>]]></description><link>http://www.realestatemontana.com/property/3607-Plains-Drive-Shepherd-Montana</link><guid>http://www.realestatemontana.com/property/3607-Plains-Drive-Shepherd-Montana</guid><pubDate>Tue, 16 Feb 2010 17:50:15 GMT</pubDate></item><item><title>Open House, Sunday, February 14, 2010</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">Open 1-3 PM</p>
<p style="text-align: center;">Sunday, February 14, 2010</p>
<p style="text-align: center;">739 Lewis Avenue</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/739lewis16.jpg" alt="" width="400" height="345" /></p>
<p style="text-align: center;">Charming &amp; Delightful 3 bedroom home, convenient location, fenced yard, garage, storage, updated kitchen, wood flooring main level $159,500</p>
<p style="text-align: center;">Ask about the tax credits available when you purchase this home!</p>]]></description><link>http://www.realestatemontana.com/Blog/Open-House-Sunday-February-14-2010</link><guid>http://www.realestatemontana.com/Blog/Open-House-Sunday-February-14-2010</guid><pubDate>Fri, 12 Feb 2010 09:41:00 GMT</pubDate></item><item><title>Charming &amp; Delightful</title><description><![CDATA[<img src="http://www.realestatemontana.com/property/215-Custer-Avenue-Billings-Montana/i/207081/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>You will be delighted and charmed by this home.&nbsp; Memories of yesteryear with all the modern coveniences!</p>
<p>This home has been remodeled and lovingly cared for.&nbsp; Delightful welcoming covered front porch, warm living room with carpeted flooring, 2 bedrooms and 2 baths on the main level, including the master bedroom with a private bath, large modern kitchen with appliances included, eating area and door to the large deck in the private back yard.</p>
<p>Lower level family room with carpeted flooring, laundry area, storage, 1 bedroom and 1 bath, plus a bonus room/office area complete this great home.</p>
<p>Underground sprinkling for the yard, privacy fencing, large garage/shop, gas forced air heating, central air conditioning, and so much more.&nbsp; Call to see this home today!</p>]]></description><link>http://www.realestatemontana.com/property/215-Custer-Avenue-Billings-Montana</link><guid>http://www.realestatemontana.com/property/215-Custer-Avenue-Billings-Montana</guid><pubDate>Fri, 29 Jan 2010 19:35:19 GMT</pubDate></item><item><title>Open House, Sunday, January 31, 2010</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">Open 1-3</p>
<p style="text-align: center;">Sunday, January 31, 2010</p>
<p style="text-align: center;">215 Custer Avenue</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/215custer5.jpg" alt="" width="401" height="265" /></p>
<p style="text-align: center;">The charm of yesteryear with modern conveniences in this 3 bedroom, 3 bath home, wonderful kitchen space with all appliances, family room, office/den, large work shop, storage and so much more!&nbsp; $169,900</p>]]></description><link>http://www.realestatemontana.com/Blog/Open-House-Sunday-January-31-2010</link><guid>http://www.realestatemontana.com/Blog/Open-House-Sunday-January-31-2010</guid><pubDate>Fri, 29 Jan 2010 12:01:00 GMT</pubDate></item><item><title>Open House, Saturday, January 30, 2010</title><description><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;">Open 1-3</p>
<p style="text-align: center;">Saturday, January 30, 2010</p>
<p style="text-align: center;">1202 Crawford Drive</p>
<p style="text-align: center;">$169,500</p>
<p style="text-align: center;"><img src="http://www.realestatemontana.com/agent_files/1202crawford20.jpg" alt="" width="401" height="301" /></p>
<p style="text-align: center;">Well maintained home with new kitchen, 3 bedrooms, deck, garage, fenced yard, great Northwest Billings location.&nbsp; Don't miss it!</p>]]></description><link>http://www.realestatemontana.com/Blog/Open-House-Saturday-January-30-2010</link><guid>http://www.realestatemontana.com/Blog/Open-House-Saturday-January-30-2010</guid><pubDate>Fri, 29 Jan 2010 11:53:00 GMT</pubDate></item></channel></rss>